SHARED SETTLEMENT LEDGERMONAD EVM PROTOCOL
Every debt.
Watched.
Until it's paid.
Tally turns group expenses into an interactive live debt graph. Watch balances rebalance automatically and settle in seconds on Monad EVM.
GRAPH MATRIXENGINE ACTIVE
PENDING: $195.50
SELECTED
YOU
Position: $152.50
LATEST: PARALLEL_REBALANCE: Bob -> You ($45.00)MONAD TESTNET · DARK RETRO THEME
0.28s
FINALITY
$142.8M
VOLUME
0.00%
CUSTODY RISK
48,290
LEDGERS
CORE ARCHITECTURE
Engineering Specs.
01 · TOPOLOGY OPTIMIZATION
Parallel Debt Rebalancing
Automatically resolves cyclic dependencies across N-party networks, minimizing required payment transactions to the absolute mathematical minimum.
02 · EXECUTION ENGINE
Monad EVM Integration
Leverages parallel execution and sub-second block times for near-instantaneous micro-settlements without gas friction.
03 · PROOF SYSTEM
Exact-Amount Smart Contract
Smart contracts strictly enforce precise settlement figures, rejecting over-transfers or under-transfers at the EVM state level.
04 · OPERABILITY
Dual-Mode Ledger
Maintain seamless offchain balance tracking for daily expenses, with optional onchain settlement whenever members choose to finalize.
REAL-TIME STREAM
Live Ledger Telemetry
SYSTEM STATUS: NOMINAL
TIMESTAMP · EVENT LOGTX HASH RECEIPT
16:04:12PARALLEL_REBALANCE: Bob -> You ($45.00)
0x7f4a...91bc16:01:45EVENT_EXPENSE_LOGGED: Alice split ($36.00)
0x3e11...4a0215:58:30ATOMIC_SETTLE_SUCCESS: Monad Testnet block #149201
0x9d4b...88aaCAPITAL RECOVERY
Estimated Uncollected IOU Recovery.
GROUP MEMBERS8 PEOPLE
MONTHLY EXPENSES$2,400
ANNUAL RECOVERED CAPITAL
$4,032
Based on 14% industry average uncollected informal group debt.
KNOWLEDGE BASE
Protocol FAQ.
Tally maps debts into an active topological directional graph. Circular IOUs automatically cancel out, reducing net multi-party transfers to minimal direct routes with 1-click settlement options.
Start Monitoring Group Balances.
No registration or seed phrase required for offchain ledger tracking.